Hast Shilp Vikas Yojna
यह योजना फ़िलहाल सिर्फ़ अंग्रेज़ी में उपलब्ध है; अनुवाद उपलब्ध होते ही यहां दिखाई देगा।
योजना के बारे में
The Hast Shilp Vikas Yojana is a scheme implemented under the Department of Social Justice and Empowerment, Government of Himachal Pradesh, through the Himachal Pradesh Scheduled Castes/Scheduled Tribes Development Corporation. Under this scheme, the Corporation provides working capital assistance to artisans. Artisans may avail of this assistance either individually or by forming a group, society, or association. The assistance is interest-free for a period of two years. However, a society, association, or group may charge interest at the rate of 2% from the artisan to meet its administrative expenses.
लाभ
Financial Support: Provides a loan of ₹15,000 per artisan to support their craft and livelihood.
Low-Cost Financing: Interest-free for 2 years, with only a minimal 2% administrative charge if routed through a society/group.
Flexible Repayment: Loan repayment period of 2 years, making it easier for artisans to manage finances.
पात्रता
- The applicant should be a member of a Scheduled Caste or Scheduled Tribe family.
- The applicant should be a bonafide resident of Himachal Pradesh.
- The applicant should belong to a below poverty line (BPL) family.
- The applicant should not be a defaulter of any financial institution or bank.
- The applicant’s annual family income should not exceed ₹35,000/- per annum in both rural and urban areas.
आवेदन कैसे करें
Offline
Step 1: Obtain and fill the prescribed application form and attach all required documents.
Step 2: Submit the completed application to the concerned District Manager or Corporation office for verification.
Step 3: After approval, the application is forwarded to the HP SC/ST Development Corporation for further processing.
आवश्यक दस्तावेज़
- Caste certificate (SC/ST)
- Income certificate
- Age proof (Birth certificate/School certificate)
- Identity proof (Aadhaar Card, Voter ID, or Driving License)
कौन पात्र नहीं है
अक्सर पूछे जाने वाले प्रश्न
- What is the Hast Shilp Vikas Yojana?
It is a scheme under the Department of Social Justice and Empowerment, Himachal Pradesh, which provides working capital assistance to artisans, especially from Scheduled Caste and Scheduled Tribe families.
- Who implements this scheme?
The scheme is implemented by the Himachal Pradesh Scheduled Castes/Scheduled Tribes Development Corporation (HPSCSTDC).
- Can an individual artisan apply for this scheme?
Yes, individual artisans are eligible to apply.
- Can artisans form a group to avail of this assistance?
Yes, artisans can form a group, society, or association to receive working capital support.
- What is the quantum of the loan provided under this scheme?
Each artisan can avail a loan of ₹15,000/-.
- Is there any interest charged on the loan?
The loan is interest-free for 2 years. However, a society, association, or group may charge 2% interest from the artisan to cover administrative expenses.
- What is the repayment period for the loan?
The loan is repayable within 2 years.
- What is the source of funding for this scheme?
The scheme is financed by the Himachal Pradesh Scheduled Castes/Scheduled Tribes Development Corporation.
- What is the income limit to be eligible for the scheme?
The applicant’s annual family income should not exceed ₹35,000 in both rural and urban areas.
- Is there any administrative charge for individuals applying directly?
No, the administrative charge applies only if the loan is routed through a society, group, or association.
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