Educational Loan Scheme
यह योजना फ़िलहाल सिर्फ़ अंग्रेज़ी में उपलब्ध है; अनुवाद उपलब्ध होते ही यहां दिखाई देगा।
योजना के बारे में
The scheme "Educational Loan Scheme" implemented by the Rajasthan Minority Finance & Development Co-operative Corporation under the Department of Minority Affairs and Waqf, Government aims to facilitate job-oriented education through providing concessional loans up to ₹30,00,000 to minority youth for technical and professional courses in India and abroad.
लाभ
- Loan For Courses In India: Loan up to ₹20,00,000 is provided. Maximum ₹4,00,000 per year for courses up to 5 years. - Loan For Courses Abroad: Loan up to ₹30,00,000 is provided.: Maximum ₹6,00,000 per year for courses up to 5 years. - Interest Rate (Credit Line I): The loan is provided at 3% per annum. - Interest Rate (Credit Line II): Male applicants are charged 8% per annum. Female applicants are charged 5% per annum. - Moratorium Period: 6 months after course completion or employment, whichever is earlier. - Repayment Period: The loan must be repaid within 5 years.
पात्रता
- The applicant must belong to a notified minority community: Muslims, Christians, Sikhs, Buddhists, Parsis, and Jains.
- The applicant must be between 16 to 32 years of age.
- The applicant must be enrolled in a recognised technical, professional, or job-oriented course.
- The applicant’s annual family income must be as per the following criteria:
- In rural areas under Credit Line I: Must not exceed ₹98,000. 1. In urban areas under Credit Line I: Must not exceed ₹1,20,000. 1. Under Credit Line II: Must not exceed ₹6,00,000.
आवेदन कैसे करें
Offline
Step 1: The applicant must visit the office of the District Minority Welfare Officer of the concerned district, or may download the application form through the official website.
Step 2: The applicant must obtain the application form from the office.
Step 3: The applicant must fill in the required details in the form.
Step 4: The applicant must attach the required documents.
Step 5: The applicant must submit the application form at the same office.
आवश्यक दस्तावेज़
- Minority Certificate
- Income Certificate/ Copy of BPL Certificate
- Residence Certificate
- Affidavit in prescribed format
- Marksheet of the last examination passed
- Fees Structure duly signed by the Authority
- ACCREDITATION Certificate
- Pan Card
- Aadhar Card
- Bhamashah Card
कौन पात्र नहीं है
अक्सर पूछे जाने वाले प्रश्न
- What is "Educational Loan Scheme"?
The scheme provides concessional educational loans to minority students for higher education.
- Who implements the scheme?
The scheme is implemented by the Rajasthan Minority Finance & Development Co-operative Corporation under the Department of Minority Affairs and Waqf.
- Who are eligible beneficiaries?
Minority youth aged 16 to 32 years pursuing recognised courses are eligible.
- What is the maximum loan amount for studies in India?
The maximum loan amount is ₹20,00,000.
- What is the maximum loan amount for studies abroad?
The maximum loan amount is ₹30,00,000.
- What is the interest rate under Credit Line I?
The interest rate is 3% per annum.
- What is the interest rate under Credit Line II?
The interest rate is 8% for male and 5% for female applicants per annum.
- What is the age limit for applicants?
The applicant must be between 16 to 32 years of age.
- What is the income eligibility for Credit Line II?
The income must not exceed ₹6,00,000 annually.
- Is there any moratorium period?
Yes, there is a 6-month moratorium after course completion or employment.
- What is the repayment period?
The loan must be repaid within 5 years.
- Where can applicants get assistance?
Applicants can contact the District Minority Welfare Officer Office for assistance.
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