Matsya Jeebi Credit Card (MJCC)

The "Matsya Jeebi Credit Card (MJCC)" is implemented by the Department Of Fisheries, Government of West Bengal. The scheme aims to provide institutional short-term credit support for the working capital requirements of fish farmers and fisher folk. It reduces dependence on the informal banking sector for credit while promoting self-reliance, employment generation, income generation, and increased fish production. The scheme offers cash credit at a subsidised rate of interest with flexible repayment facilities and other credit-related benefits.

• Cash Credit Facility: Cash credit is provided to farmers at a subsidised rate of interest. - Credit Limit: Credit limit is available as per the applicable scheme, generally up to ₹3,00,000/-. - Flexible Repayment: Repayment is allowed after harvest and marketing, with rescheduling available in case of a bad crop season. - Multiple Withdrawals: Any number of withdrawals can be made within the sanctioned credit limit. - Collateral-Free Loan: No collateral is required for loans up to ₹1,60,000/-. - Interest Subvention: Interest subsidy is available for timely repayment of the loan.
  

Inland Fisheries & Aquaculture:

• Fishers, Fish farmers (individual & groups/partners/share croppers/lease holder farmers), Self Help Group, Joint Liability Groups & Women Groups, are eligible.

Marine Fisheries:

• Owner of registered fishing vessels / boats.
• Possess necessary license / permission from competent authority for fishing in estuary and in sea, fish farming / pisciculture activities in estuaries and in open seas.

Offline

Login:

Step 1: Visit the official website of WBMJCC. Click on "Login"> “Fisherman Login” button.
Step 2: Click on “Apply for MJCC” button or you can also click on “Application Form”.
Step 3: Fill the details of your MJCC project and your bank related information.
Step 4: Then upload all the relevant documents.
Now click on "Save" and then click on the ‘SUBMIT’ button to complete the application process.

Status Check:

Step 1: You can see your MJCC Loan status by clicking on ‘Status Timeline’.
Step 3: If your application returns by FEO then you can check the reasons by simply clicking on the ‘VIEW REASONS’.
Step 4: You can see your rejection reasons by clicking on ‘VIEW REASONS’ button or you can resubmit your application by clicking on ‘RESUBMIT APPLICATION’ button.

1. Passport-Size Photographs of the Applicant
   1. Aadhaar Card
   2. Voter Identity Card
   3. Fisherman Identity Card (If Available)
   4. Proof of Residential Address
   5. Water Body Schedule/Record
   6. Ownership Document (Certificate Issued by the Gram Panchayat Pradhan)
   7. Written Lease Document of the Water Body, or Oral Lease Record Certified by the Representative of the Panchayati Raj Institution/Municipality/Municipal Corporation and the Fisheries Extension Officer (FEO)