Primary Cooperative Agriculture and Rural Development Bank: Jewel Loans

The "Primary Cooperative Agriculture and Rural Development Bank: Jewel Loans" scheme launched by the Co-operation, Food and Consumer Protection Department, Tamil Nadu, aims to provide financial assistance to farmers through jewel loans. The loan amount can be up to ₹2,00,000/-, with an interest rate of 11.5% (subject to change).

Access to Loan: Up to ₹2,00,000/- based on the value of the pledged jewels.
Interest Rate: 11.5% (subject to change).

1. The beneficiary should be a resident of Tamil Nadu.
2. The beneficiary should be a farmer.
3. The beneficiary should be engaged in agricultural activities.

Offline

Step-1: The interested applicant should collect the application form by contacting the Secretary/ Special Officer of the Primary Cooperative Agriculture and Rural Development Bank.
Step-2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).
Step-3: Submit the duly filled and signed application form along with the documents to the concerned authority.
Step-4: Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, a unique identification number (if applicable).

1. Identity proof (Aadhaar, PAN card, etc.).
2. Address proof.
3. Proof of Land Ownership or Lease.
4. Jewels purchase/invoice details.
5. Any other documents (if required).