Skip to content

Virasat Yojana

#Minority Artisans#Handicraft Loan#Concessional Interest#Financial Assistance

About this scheme

The scheme "Virasat Yojana" by the Minorities Affairs Department, Government of Rajasthan, aims to support minority artisans through providing loans of up to ₹10,00,000/- to the skilled individuals and groups belonging to minority communities.

Benefits

  • Loan Assistance: Loan up to ₹10,00,000/- is provided to eligible applicants.- Interest Rate For Male Applicants: Loan is provided at 5% interest rate to male handicraft artisans.- Interest Rate For Female Applicants: Loan is provided at 4% interest rate to female handicraft artisans.

Who is Eligible

  • The applicant must belong to a minority community.
  • The applicant must be a handicraft artisan.
  • The applicant’s annual family income must not exceed ₹1,20,000 in urban areas.
  • The applicant’s annual family income must not exceed ₹98,000 in rural areas.

How to Apply

Offline

Step 1: The applicant must visit the office of the District Minority Welfare Officer of the concerned district, or may download the application form through the official website.
Step 2: The applicant must obtain the application form from the office.
Step 3: The applicant must fill in the required details in the form.
Step 4: The applicant must attach the required documents.
Step 5: The applicant must submit the application form at the same office.

Documents Required

  1. Minority Community Certificate.
    1. Income Certificate Or Below Poverty Line (BPL) Certificate.
    2. Domicile Certificate.
    3. Project Report (Proposed Project).
    4. Training Or Experience Certificate.
    5. Work Site Ownership Proof (Ownership Documents / Rent Agreement With Owner Consent Letter).
    6. Aadhaar Card Linked With Bank Account.
    7. Permanent Account Number (PAN) Card.
    8. Bhamashah Card.
    9. License (Wherever Required).
    10. Applicant Photograph.

Who Is Not Eligible


Frequently Asked Questions

What is "Virasat Yojana"?

It is a credit scheme launched in 2018-19 to provide financial loans to artisans belonging to minority communities.

Who is eligible to apply for this scheme?

The applicant must be an artisan from a minority community with a family income below the specified limits.

What is the maximum loan amount available?

The applicant can receive a maximum loan of up to ₹10,00,000 under this scheme.

What is the interest rate for male artisans?

The applicant who is male will be charged an interest rate of 5%.

What is the interest rate for female artisans?

The applicant who is female will be charged an interest rate of 4%.

What is the income limit for rural applicants?

The applicant from a rural area must have a family annual income not exceeding ₹98,000.

What is the income limit for urban applicants?

The applicant from an urban area must have a family annual income not exceeding ₹1,20,000.

What type of assistance is provided?

Financial assistance is provided in the form of a loan.

Does the applicant need a bank account linked to Aadhaar?

Yes, the applicant must provide a copy of their Aadhaar card that is specifically linked to their bank account.

What documents are needed if the workplace is rented?

The applicant must submit a rent agreement and a consent letter from the house owner to conduct business.

Transport & InfrastructureRajasthan

30 Percent Concession in Travel Fare for Women/Girls

- **Free Travel Facility:** The beneficiaries are provided a 30 percent concession on the applicable travel fare. - **Coverage of Benefit:** The concession is applicable in all…

View details →

Transport & InfrastructureRajasthan

75 Percent Concession in Travel Fare for Cancer Patients

- **Free Travel Facility:** Eligible beneficiaries are provided with 75 percent concession in passenger fare to Thalassemia patients for travel from home to hospital and back for…

View details →