Small Sales Centre Scheme
About this scheme
The Small Sales Centre Scheme was launched in 1988-89 under the Department of Social Justice and Empowerment, Himachal Pradesh, and is run by the HP Scheduled Castes/Scheduled Tribes Development Corporation. The scheme provides loans to local self-governing bodies, like Municipal Councils, Towns, and Gram Panchayats, to construct shops and sheds.
The shops constructed under this scheme are allotted only to Scheduled Caste and Scheduled Tribe families, allowing them to run businesses at affordable rental rates.
Benefits
Provides loans up to ₹50,000/- per shop (₹60,000/- in tribal and difficult areas) at a low interest rate of 4% for constructing shops and sheds.
Who is Eligible
How to Apply
Offline
Step 1: Obtain and fill the prescribed application form and attach all required documents.
Step 2: Submit the completed application to the concerned District Manager or Corporation office for verification.
Step 3: After approval, the application is forwarded to the HP SC/ST Development Corporation for further processing.
Documents Required
- Caste certificate (SC/ST)
- Income certificate
- Age proof (Birth certificate/School certificate)
- Identity proof (Aadhaar Card, Voter ID, or Driving License)
- Shop layout approved by the competent authority.
- Estimated cost prepared.
- Tatima of the land obtained.
- Committee resolution passed and loan agreement executed.
Who Is Not Eligible
Frequently Asked Questions
- What is the objective of this scheme?
The objective of the scheme is to provide financial assistance to local self-governing bodies for constructing shops and sheds to be allotted to Scheduled Caste (SC) and Scheduled Tribe (ST) families on affordable rent for business purposes.
- Who implements this scheme?
The scheme is implemented by the Himachal Pradesh Scheduled Castes and Scheduled Tribes Development Corporation.
- When was this scheme launched?
The scheme was launched in the financial year 1988–89.
- Who can apply for the loan under this scheme?
Local self-governing bodies such as Municipal Councils, Town Gram Panchayats, and similar institutions can apply for the loan.
- For what purpose is the loan provided?
The loan is provided for the construction of shops and sheds.
- Who will benefit from the constructed shops?
Only eligible Scheduled Caste and Scheduled Tribe families will benefit, as the shops will be allotted to them for running businesses on low rent.
- What is the maximum loan limit under the scheme?
The maximum loan limit is ₹50,000, which may go up to ₹60,000/- in tribal and difficult areas.
- What is the rate of interest on the loan?
The rate of interest charged is 4 percent per annum.
- What is the source of funding for this scheme?
The financial assistance is provided by the Himachal Pradesh Scheduled Castes and Scheduled Tribes Development Corporation.
- Is prior approval required for shop construction?
Yes, the shop layout must be approved by the competent authority before applying for the loan.
- How can the committee apply for the loan?
The committee must apply to the office of the concerned District Manager using the prescribed application form along with all required documents.
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