Mahila Samriddhi Yojana-Rajasthan
About this scheme
The scheme "Mahila Samriddhi Yojana" by the Department of Minority Affairs and Waqf, Government of Rajasthan, aims to empower minority women through providing free training, stipend, and micro-loans to promote self-employment and income generation. It focuses on socio-economic upliftment by fostering self-employment and financial independence among eligible candidates. It is a centrally sponsored scheme.
Benefits
- Skill Training: Free training in stitching, cutting, embroidery, and similar trades. - Stipend Support: ₹1,000/- per month provided during the training period. - Self-Help Group Formation: Formation of Self-Help Groups (SHGs) for collective empowerment. - Micro Credit Facility: Small loans provided to SHGs for starting livelihood activities.
Who is Eligible
- The applicant NGO should have been registered for at least three years and it should have good reputation of work in the area of its operation.
- The bye laws of the NGO should have a enabling clause to borrow funds for the purpose of providing loans to the poor.
- It should have the broad based objectives, serving the social and economic needs of the weaker sections of the society. Preference will be given to organisations working for the welfare of the minorities.
- It should have the necessary flexibility, professional competence, basic financial management capability and organisational skills to implement the lending programme. It must have outreach services in the operational areas.
- Its office bearers should not be elected members of any political party.
- It should have a proper system of maintaining accounts. Accounts should have been audited. There should not have been any serious irregularities observed in the audit, and its accounts should be published.
- It should be running on sound lines and should not have earned losses during the last three years.
- It should have experience of Thrift and Credit administration through Self Help Groups (SHGs) of at least six months and its recovery performance should be approximately 90%.
How to Apply
Offline
Step 1: The applicant must visit the office of the District Minority Welfare Officer of the concerned district.
Step 2: The applicant must obtain the application form from the office.
Step 3: The applicant must fill in the required details in the form.
Step 4: The applicant must attach the required documents.
Step 5: The applicant must submit the application form at the same office.
Documents Required
- Minority Community Certificate Copy.
- Income Certificate / Below Poverty Line (BPL) Certificate Copy.
- Domicile Certificate Copy.
- Aadhaar Card Linked With Bank Account Copy.
- Permanent Account Number (PAN) Card Copy.
- Bhamashah Card Copy.
- Passport Size Photograph.
- Bank Passbook And Cancelled Cheque Copy.
Who Is Not Eligible
Frequently Asked Questions
- What is the objective of "Mahila Samriddhi Yojana"?
The scheme aims to provide training, financial support, and livelihood opportunities to minority women.
- Who can apply for this scheme?
Women belonging to minority communities within the prescribed age and income limits can apply.
- What is the age limit under the scheme?
The applicant must be between 16 to 45 years of age.
- What is the income eligibility criteria?
The applicant’s family income must not exceed ₹1,20,000 in urban areas and ₹98,000 in rural areas.
- What type of training is provided?
Training is provided in stitching, cutting, embroidery, and similar trades.
- Is the training free of cost?
Yes, the training is provided free of cost to eligible applicants.
- What is the role of Self Help Groups in the scheme?
Self Help Groups are formed to provide collective support and access to micro-loans.
- Are loans provided under the scheme?
Yes, small loans are provided to Self Help Groups for livelihood activities.
- How can one apply for the scheme?
The applicant can apply online through the District Minority Welfare Officer’s office.
- What is the funding pattern of the scheme?
The scheme is funded in a 90:10 ratio between the Government of India and the State Government.
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