Livelihood Opportunity Promotion Scheme (Scheduled Tribes)
About this scheme
The "Livelihood Opportunity Promotion Scheme (Scheduled Tribe)" scheme was launched by the Social Welfare Department, Government of Uttarakhand. It aims to promote sustainable self-employment and income generation among Scheduled Tribe individuals by supporting viable livelihood projects. Under this scheme, financial assistance, including a bank loan is provided to the beneficiaries for setting up income-generating units with a total project cost between ₹50,000 and ₹2,00,000.
Benefits
Financial Assistance:
- Project Cost: Between ₹50,000/- and ₹2,00,000/-.
- Bank Loan: 60% of the project cost
- Margin Money: 30% of the project cost, repayable at 7% annual interest in 60 monthly installments
- Grant: Up to ₹50,000/-.
Beneficiary Contribution:
- No contribution for project cost up to ₹1,00,000/-
- 10% contribution for project cost between ₹1,01,000/- and ₹2,00,000/-
Who is Eligible
- The applicant must be a permanent resident of Uttarakhand.
- The applicant must belong to the Scheduled Tribe (ST) category.
- The applicant's age must be between 18 and 50 years.
- The applicant’s annual family income should not exceed ₹2,50,000/-.
How to Apply
Offline
Application Process:
Step 1: The interested applicant downloads the application form from the official website.
Step 2: In the application form, fill in all the mandatory fields and attach copies of all the mandatory documents (self-attested, if required).
Step 3: Submit the duly filled and signed application form along with the documents to the office of the Vikas Khand (Block Development) Office.
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Selection Process:
Step 1: The application will be forwarded to the District Social Welfare Officer.
Step 2: A District-Level Committee, headed by the District Social Welfare Officer, will review the proposals and select beneficiaries.
Documents Required
- Passport-size Photograph
- Voter ID
- Aadhaar Card
- Disability Certificate (If applicable)
- Caste Certificate (If applicable)
- Any Other Document if Required
Frequently Asked Questions
- Who can apply for this scheme?
Only Scheduled Tribe residents of Uttarakhand aged 18 to 50 years.
- What is the income eligibility for this scheme?
Annual income should not exceed ₹2,50,000.
- What is the range of project cost allowed under the scheme?
The range is from ₹50,000 to ₹2,00,000.
- Is a grant included in the scheme?
Yes, up to ₹50,000 is provided as a grant.
- What is margin money and how is it paid back?
30% of the project cost, repayable at 7% interest over 60 months.
- Do I need to invest my own money?
No, if the project cost is up to ₹1,00,000. For higher costs, 10% contribution is required.
- What kind of projects can be funded?
Self-employment and livelihood-based projects such as small businesses or services.
- Where do I apply for the scheme?
At your local Development Block Office in Uttarakhand.
- Who selects the beneficiaries?
A district-level committee headed by the District Social Welfare Officer.
- What is the interest rate on margin money?
7% annual interest over a period of 60 months.
- Can I apply online?
No, the process is offline for the application.
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