Livelihood Opportunity Promotion Scheme (Disabled)
About this scheme
The "Livelihood Opportunity Promotion Scheme (Disabled)" scheme was launched by the Social Welfare Department, Government of Uttarakhand. It aims to empower persons with disabilities by providing financial assistance for sustainable self-employment and livelihood generation. Under this scheme, the beneficiaries are supported with a mix of grants, subsidized loans, and margin money for term loans, shop construction, and bank-linked enterprises.
Benefits
Term Loan Scheme:
- Project Cost: ₹75,000/-
- Grant: 20% or ₹10,000/-, whichever is less
- Term Loan: ₹65,000/- at 6% annual interest rate
Shop Construction Scheme:
- Project Cost: ₹50,000/-
- Grant: 20% or ₹10,000/-, whichever is less
- Margin Money Loan: ₹40,000/- at 4% annual interest rate, repayable in 60 monthly installments
Margin Money Loan Scheme for Bank Supported Loan:
- Project Cost: Up to ₹2,00,000/-
- Grant: 20%, maximum of ₹10,000/-
- Margin Money: 25% of the project cost at 4% annual interest rate, repayable in 36 monthly installments
Who is Eligible
- The applicant must be a permanent resident of Uttarakhand.
- The applicant must possess a minimum of 40% disability.
- The applicant’s annual family income must not exceed ₹2,00,000 in urban areas and ₹1,60,000/- in rural areas.
- The applicant’s age must be between 18 and 50 years.
How to Apply
Offline
Application Process:
Step 1: The interested applicant downloads the application form from the official website.
Step 2: In the application form, fill in all the mandatory fields and attach copies of all the mandatory documents (self-attested, if required).
Step 3: Submit the duly filled and signed application form along with the documents to the office of the Vikas Khand (Block Development) Office.
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Selection Process:
Step 1: The application will be forwarded to the District Social Welfare Officer.
Step 2: A District-Level Committee, headed by the District Social Welfare Officer, will review the proposals and select beneficiaries.
Documents Required
- Passport-size Photograph.
- Voter ID.
- Aadhaar Card.
- Disability Certificate.
- Caste Certificate (If applicable).
- Any Other Document if Required.
Frequently Asked Questions
- Who can apply under this scheme?
Any Uttarakhand resident with at least 40% disability and within the age and income limits.
- What is the income limit for applicants?
₹2,00,000 per year for urban residents and ₹1,60,000 for rural residents.
- How much grant is provided?
Up to ₹10,000, depending on project cost and scheme type.
- What is the interest rate on loans?
6% for term loans and 4% for margin money loans.
- Can a person with UDID card apply?
Yes, the UDID card is valid proof of disability for this scheme.
- Do I need a business plan?
Yes, a project proposal or cost estimate must be submitted.
- Can I apply online?
No, the process is offline for the application.
- Where do I apply for the scheme?
At your local Development Block Office in Uttarakhand.
- Who selects the beneficiaries?
A district-level committee headed by the District Social Welfare Officer.
- How do I know my application status?
Contact the Development Block or the District Social Welfare Office.
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