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Kisan Credit Card Scheme for Fisheries- Chief Minister Fishermen Prosperity Scheme

#Credit Card#Loan#Fishermen#Fish Farmer

About this scheme

The “Kisan Credit Card Scheme for Fisheries” is a component scheme under the "Chief Minister Fishermen Prosperity Scheme" launched by the Fisheries Welfare and Fisheries Development Department, Government of Madhya Pradesh. Under this scheme, working capital is provided at a zero percent interest rate through cooperative banks to the fish farmers engaged in fisheries operations. The scheme offers interest subvention to ensure affordable credit for beneficiaries and reduce their financial burden.

Benefits

  • Short-term working capital loans for fisheries activities under the Kisan Credit Card (KCC) facility.
  • Fish farmers receive interest subvention, enabling access to zero-percent interest loans through cooperative banks.
  • The loan amount is determined as per bank norms and scheme provisions, based on the financial requirement of the fish farmer.

Who is Eligible

  1. The applicant must be a landholding farmer, marginal farmer, small farmer, fish farmer, livestock owner, BPL beneficiary, unorganized worker card holder, or registered worker.
  2. The applicant must be engaged in fisheries activities.

How to Apply

Offline

Step 1: The interested applicant should visit (during office hours) the District Fisheries Office and request a hard copy of the prescribed format of the application form from the staff exclusively entrusted to issue and collect filled-in applications.
Step 2: In the application form, fill in all the mandatory fields, and attach copies of all the mandatory documents (self-attested, if required).
Step 3: Submit the duly filled and signed application form along with the documents to the District Fisheries Office.

Documents Required

  • Identity Proof

  • Bank Passbook

  • Proof of Fisheries Activity

  • Caste Certificate

  • Any Other Document if Required


Who Is Not Eligible


Frequently Asked Questions

Who is eligible for the scheme?

A fish farmer engaged in fisheries activities.

What is the major benefit of the scheme?

Zero-percent interest working capital loans through cooperative banks.

Where can I apply?

The applicant applies to the District Fisheries Office and the concerned cooperative bank.

Is there any application fee?

No, the process is free of cost.

How is the loan amount decided?

As per bank norms and credit assessment.

Are all categories of farmers eligible?

Yes, including landholding, small, marginal, and BPL farmers.

Is interest subvention automatic?

Yes, if repayment is made as per loan conditions.

What is the time limit for approval?

It depends on the bank’s processing time.

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