A 32-year-old professional earning ₹2 lakh per month sparked a debate on Reddit after asking whether he should buy a ₹1 crore flat through a home loan or continue investing aggressively to build a ₹1 crore-plus portfolio first. While some users highlighted th…

High salaries don't guarantee financial independence. Here’s how time-poor professionals can escape the cycle of heavy EMIs and lifestyle inflation to secure long-term assets.