#retail-loans
Non-banks drive asset reconstruction purchases amid retail loan stress
Driven by tighter corporate debt supply and flexible pricing from non-banks, debt resolution firms are taking on larger volumes of small-ticket retail loans to free up lender capital.
NBFC credit driven by retail loans, RBI data shows
Non-banking finance companies saw fourteen percent loan growth in May. Retail loans increased twenty percent, and agriculture loans rose eighteen percent. Loans against gold jewellery grew seventy percent, while consumer durable loans expanded forty-two perce…
Indian banks more exposed to West Asia crisis among APAC region: Moody's
Indian banks face significant exposure due to energy import reliance. Higher fuel costs will strain consumers and businesses, increasing credit stress. Non-bank lenders with unsecured retail loans are particularly vulnerable. Despite these pressures, Indian b…