
Equities in India and the US have outperformed fixed deposits, debt, and real estate over the long term. Mid-cap and small-cap stocks yielded the highest returns, emphasizing the importance of long-term investment.
Indian markets experienced volatility as geopolitical tensions and rising fuel prices fueled investor caution, leading to a shift towards defensive sectors. Despite near-term range-bound trading, long-term opportunities are seen in select sectors, though gold…

EPF and PPF are key long-term savings instruments in India. While EPF is for salaried employees, PPF is open to all. Both offer tax benefits and fixed interest rates, but differ in eligibility, contributions, and withdrawal rules.