#investment-fluctuation-reserve
RBI discontinues investment fluctuation reserve requirement for banks
The Reserve Bank of India has discontinued the Investment Fluctuation Reserve for commercial banks. This change takes effect from May 18, 2026. Balances in the IFR will be transferred to other reserves. The Reserve Bank has issued separate circulars for coope…
RBI dispenses with commercial banks’ requirement for investment fluctuation reserve
RBI removes Investment Fluctuation Reserve requirement for banks, enhancing operational flexibility while maintaining prudential safeguards.