#gold-loans
Blue Machines AI boosts Muthoot Finance gold-loan branch visits by 150%
The AI agents handle inbound digital inquiries for gold loans, capturing details such as loan requirements, available gold collateral, and customer location, then directing qualified prospects to the nearest branch
Gold monetisation: Manappuram, MCX among Jefferies top stock picks
While gold has traditionally been a dormant store of value for Indian households, the current price upcycle is increasingly turning the asset into a source of liquidity through gold-backed loans.
Chola raises ₹7,917 cr through NCDs, subordinated debt in Q1 FY27
Chola Q1 FY27 PAT jumps 46% to Rs 1,654 crore; disbursements up 22% to Rs 29,612 crore; total AUM at Rs 2,54,392 crore; gold loans AUM tops Rs 2,000 crore.
NBFC credit driven by retail loans, RBI data shows
Non-banking finance companies saw fourteen percent loan growth in May. Retail loans increased twenty percent, and agriculture loans rose eighteen percent. Loans against gold jewellery grew seventy percent, while consumer durable loans expanded forty-two perce…
NBFCs' gold loans jump nearly 70 pc in May, fastest across segments: RBI data
Outstanding loans against gold jewellery stood at Rs 3.29 lakh crore at the end of May 2026, up 69.9 per cent from Rs 1.94 lakh crore a year earlier.
NBFCs' gold loans jump nearly 70% in May, fastest across segments: RBI data
Outstanding loans against gold jewellery stood at Rs 3.29 lakh crore at the end of May 2026, up 69.9 per cent from Rs 1.94 lakh crore a year earlier.
Gold loans surge 84% in FY26, emerge as mainstream credit driver: Experian
Repeat borrowers dominate as ticket sizes double, growth spreads beyond southern markets, and asset quality improves amid rising gold prices and expanding credit access
Agri gold loans witnessing 40% growth as more farmers look to take advantage
The surge prices is aiding the trend with the yellow metal getting credits faster, says Kotak Mahindra Bank’s Shripad Jadhav
Gold loans jump over 50% y-o-y, drive India's retail credit growth: Report
Report says total retail loans outstanding reached ₹170.2 lakh crore as of March 2026, registering a 16.6% year-on-year growth and a 4.6% quarter-on-quarter increase
CSB Bank cautious on gold loans, focuses on wholesale business, says MD Pralay Monda
CSB Bank, a lender backed by Prem Watsa, is adopting a cautious stance on gold loans following global uncertainties. The bank intends to shift its focus towards wholesale and small business lending. Having completed its digital transformation, CSB Bank is now…