
Public sector banks report 15-25 per cent credit growth in Q2 of FY27, while deposit growth ranges from 7 per cent to 14 per cent.
UBS anticipates a robust cycle of unsecured credit growth in India, primarily fueled by personal loans. The brokerage emphasizes the strong asset quality in banks and non-banking financial companies (NBFCs), coupled with sufficient liquidity in the system. In…

Repeat borrowers dominate as ticket sizes double, growth spreads beyond southern markets, and asset quality improves amid rising gold prices and expanding credit access

Credit to agriculture and allied activities registered a year-on-year growth of 13.7% as on the fortnight ended April 30, 2026, against 9.2% in the corresponding fortnight last year, the RBI said
Indian banks have performed well on credit growth, asset quality, digital adoption and more, but the forces behind this rise are flagging. Early movers can differentiate themselves by focusing on the fundamentals of banking.