Subsidy Scheme for Self-help Groups of Minorities

The "Subsidy Scheme for Self-help Groups of Minorities" was launched by the Minorities Welfare Department, Government of Karnataka, and implemented by the Karnataka Minorities Development Corporation. The scheme provides a subsidy of 50% of the unit cost or a maximum of ₹2,00,000/- to the self-help groups of the minority community to engage in various types of self-employment activities and make them economically self-reliant, on the loans obtained from various financial institutions recognized by the Nationalized/Scheduled Bank/RBI. An SHG is to make fixed savings and provide internal lending to the members of the group as per requirement from the savings amount of the SHG.

• Subsidy Amount: 50% of the unit cost or a maximum of ₹2,00,000/- to the self-help groups.
  

NOTE:

• The subsidy will be adjusted against the repayment of the loan taken by the SHG from recognized financial institutions.
• SHGs focusing on good internal loan repayment will be given higher priority for the subsidy.

1. The women in the Self-Help Groups (SHGs) should belong to the minority community.
2. All SHG members must be permanent residents of Karnataka.
3. The number of women in the Self-Help Group should be between 10 and 20.
4. Only one member per family is allowed in a women’s Self-Help Group.
5. The family income of the members of the women’s Self-Help Group should not exceed ₹6,00,000/-.
6. The age of the members of the women’s Self-Help Group should be between 18 and 55 years.
7. The women’s Self-Help Group must be registered with the Deputy Registrar.
8. Members of the Self-Help Group or their family members should not be employees of the State/Central Government.
9. Members of the Self-Help Group or their family members should not have availed of any loan or subsidy from the corporation in the last 5 years, except for the Arivu or foreign education loan schemes.
10. Members of Self-Help Groups should not be receiving support from the corporation.
11. The women’s Self-Help Group should hold regular meetings, with at least one meeting per month.
12. Self-Help Groups must be operational for at least 6 months to qualify for a corporation subsidy.
13. Self-Help Groups should maintain adequate bookkeeping records.

Online

Step-01: Applicant need to visits the Karnataka Minorities Development Corporation official website.
Step-02: Click "Apply Online" and Enter "Mobile Number" and "Submit".
Step-03: Enter "Aadhaar Number" Fill in the "Captcha" and Select "Next".
Step-04: Applicant will get OTP in his/her Aadhaar Linked Mobile Number.
Step-05: Enter "OTP" and select "Continue", After that Allow the official notice.
Step-06: After verifying the Aadhaar again fill in the "OTP" and Submit.
Step-07: Select the scheme "Sikhligar’s Community Development Scheme" and fill in the basic details father's name, gender, qualification detail
Step-08: Select "Next" Fill in the address detail and again select "Next".
Step-09: Upload the required document passport-size photo, educational document, income certificate, etc.
Step-10: Click "Proceed" and Select "Submit Application" and get an Application ID.

• Two Passport-size Photographs of each member of the SHG.
• Minority Certificate of SHG members.
• Income Certificate of SHG members.
• Aadhaar Card copy of each member.
• Project Report on self-employment activity of self-help group.
• Copy of Bank Pass Book of Self-Help Group.
• Group Photo of self-help society members.
• Copy of Minutes of meeting of the Self-Help group.
• Applicant Self-Declaration.