Sant Ravi Das Swarojgaar Yojana
योजनेविषयी
The Sant Ravi Das Swarojgaar Yojana under the Tribal Welfare and SC Department, Madhya Pradesh, provides funding for manufacturing units (₹1 lakh to ₹50 lakh) and service/retail trade projects (₹1 lakh to ₹25 lakh) for Scheduled Caste applicants. Scheduled Caste beneficiaries can receive a 5% annual interest subsidy on Term and Working Capital Loans for up to 7 years, including the moratorium period. Beneficiaries can also avail a 12-day entrepreneurship development training through an online training module.
लाभ
- Scheduled Caste beneficiaries can receive a 5% annual interest subsidy on Term and Working Capital Loans for up to 7 years, including the moratorium period.
- The subsidy is provided on the condition of regular loan repayment as per the prescribed schedule.
पात्रता
- The applicant should be a resident of Madhya Pradesh.
- The applicant should be between 18 and 40 years of age.
- The applicant should be belong to Scheduled Caste category.
- The applicant should have a minimum educational qualification of 12th class passed.
- The applicant's annual family income should not exceed ₹12.00 lakhs.
- The applicant should not be a defaulter of any bank or financial institution, including MFI, NBFC, SFB, or PACS.
- The applicant should not currently be a beneficiary of any other self-employment scheme of the state or central government.
- Family Definition:
- If unmarried: The applicant and dependent parents.
- If married: The applicant, spouse, and dependent children (no age bar for dependent, unmarried children).
अर्ज कसा करावा
Offline
Step 1: The interested applicant should visit (during office hours) the Scheduled Caste Welfare Department Office , and request the hard copy of the prescribed format of the application form from the concerned authority.
Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).
Step 3: Submit the duly filled and signed application form along with the documents, within the prescribed period (if any), to the authority.
Step 4: Request a receipt or acknowledgement from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable).
NOTE: Ensure that the application is submitted within the prescribed period, if any.
आवश्यक कागदपत्रे
- Aadhaar Card
- Proof of identity and residence.
- Caste Certificate
- Income Certificate
- Educational Qualification Certificate
- Bank Account Details
- Project Proposal
- Loan Sanction Letter
- Photographs
कोण पात्र नाही
- The applicant should not be a defaulter of any bank or financial institution, including MFI, NBFC, SFB, or PACS.
- The applicant should not currently be a beneficiary of any other self-employment scheme from the state or central government.
वारंवार विचारले जाणारे प्रश्न
- What is the Sant Ravi Das Swarojgaar Yojana?
A scheme providing financial assistance and training to Scheduled Caste beneficiaries for self-employment projects.
- Who is eligible for this scheme?
Scheduled Caste individuals aged 18-40 with a minimum educational qualification of 12th class.
- What is the income limit for eligibility?
The family's annual income should not exceed [?]12 lakh.
- Can I apply if I am a defaulter of any bank?
No, applicants must not be defaulters of any bank or financial institution.
- Is there an age limit for applicants?
Yes, the applicant must be between 18 and 40 years old.
- What is the financial assistance provided under the scheme?
Interest subsidy of 5% per annum on loans for up to 7 years, including the moratorium period.
- Can I avail of the scheme if I am already benefiting from another self-employment scheme?
No, you cannot be a beneficiary of any other self-employment scheme of the state or central government.
- What types of loans are covered under the scheme?
Term Loan and Working Capital Loan for manufacturing and service/retail trade projects.
- What is the training provided under the scheme?
A 12-day entrepreneurship development training through an online module.
- What documents are required to apply?
Documents such as Aadhaar, caste certificate, income certificate, and educational qualification are required for application.
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