Primary Cooperative Agriculture and Rural Development Bank: For Horticulture
योजनेविषयी
The "Primary Cooperative Agriculture and Rural Development Bank: For Horticulture" scheme launched by the Co-operation, Food and Consumer Protection Department, Tamil Nadu, aims to provide financial support to farmers through loans for horticulture purposes. The loan amount varies from ₹25,000/- to ₹2,00,000/- per 0.4 hectare, helping farmers expand or improve their horticultural activities. Interest rates range from 11% to 12.75%, subject to market conditions.
लाभ
- Access to Loan: From Rs.25,000/- to 2,00,000/- per 0.4 hectare. - Interest Rate: From 11% to 12.5%, (subject to change).
पात्रता
- The beneficiary should be a resident of Tamil Nadu.
- The beneficiary should be a farmer.
- The beneficiary should be engaged in horticultural activities.
- The beneficiary should be interested in availing loan for horticultural activities.
- The beneficiary should have the intention to use the loan specifically for horticultural activities.
अर्ज कसा करावा
Offline
Step 1: The interested applicant should collect the application form by contacting the Secretary/ Special Officer the Primary Cooperative Agriculture and Rural Development Bank.
Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).
Step 3: Submit the duly filled and signed application form along with the documents to the concerned authority.
Step 4: Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, a unique identification number (if applicable).
आवश्यक कागदपत्रे
- Identity proof (Aadhaar, PAN card, etc.).
- Address proof.
- Proof of agricultural occupation (For horticulture activities) (if applicable).
- Any other documents (if required).
वारंवार विचारले जाणारे प्रश्न
- What is the objective of this scheme?
The scheme offers a horticulture loan to support farmers with funds ranging from [?]25,000/- to [?]2,00,000/- per 0.4 hectare at an interest rate of 11%-12.75%.
- Who is eligible for this loan?
Farmers residing in Tamil Nadu and engaged in horticultural activities are eligible for this loan.
- What is the minimum loan amount available?
The minimum loan amount under this scheme is [?]25,000/-.
- What is the maximum loan amount offered?
The maximum loan amount is [?]2,00,000/- per 0.4 hectare.
- What is the interest rate on this loan?
The interest rate ranges from 11% to 12.75%, subject to change.
- Can the interest rate vary?
Yes, the interest rate may change based on market conditions.
- How can one apply for this loan?
The interested applicant should collect the application form by contacting the Secretary/ Special Officer of the Primary Cooperative Agriculture and Rural Development Bank.
- Is there an age limit for applicants?
The scheme does not specify an age limit for applicants.
- Are there any income requirements for eligibility?
There are no specific income requirements mentioned for this scheme.
- Is there a processing fee?
Applicants should consult the bank for any applicable processing fees.
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