Pravasi Bharatiya Bima Yojana
योजनेविषयी
A mandatory insurance scheme by Ministry of External Affairs (MEA) for safeguarding the interests of Indian emigrant workers falling under Emigration Check Required (ECR) category going for overseas employment to ECR countries. PBBY also includes global insurance coverage irrespective of employer and location, has facility for online renewal and a simplified process for certification of accidental death / permanent disability. The scheme is now more beneficial for emigrant workers and is aimed at ensuring an expeditious settlement of claims.
पात्रता
- The applicant must be an Overseas Indian (cleared emigration)
- The age of the applicant must be between 18 - 65 Years (Maximum entry age is subject to emigration clearance).
वारंवार विचारले जाणारे प्रश्न
- Is hospitalization benefit also available for children?
Yes, the family hospitalization (in India) is available for the first two children up to 21 years of age.
- Do I need to visit the Indian Mission in order to renew the insurance policy?
No, the scheme has provision for online renewal of the PBBY policy.
- Are there any facilities for pregnant woman emigrant?
Yes, maternity expenses benefit up to [?]50,000/- is available for women emigrants.
- What benefits can a PwD emigrant avail under PBBY?
A PwD emigrant can avail the following benefits under PBBY:
Reimbursement of return economy class air fare to the nearest international airport to one attendant in case of emigrant's permanent disability.
The Insured person shall be covered for a sum of [?]10 Lakh in the event of permanent disability leading to loss of employment while in employment abroad, irrespective of change of employer/location of insured person.
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