New Swarnim Yojana (for women only) GNTDNT
योजनेविषयी
The scheme "New Swarnim Yojana (For Women Only)" by the Social Justice and Empowerment Department, Government of Gujarat, aims to empower women of nomadic and denotified castes living below the poverty line to achieve economic upliftment by getting self-employment with dignity. Under this scheme, women beneficiaries will be able to do business/occupation of their choice. The Gujarat Nomadic and Denotified Tribes Development Corporation implement the scheme.
लाभ
- The maximum loan limit is up to ₹2,00,000/-.
- The interest rate will be 5% per annum.
- Under this scheme, 100% loan of the business/occupation amount is provided.
- The loan amount will consist of 95% National Corporation contribution, 5% State Government contribution and zero beneficiary contribution.
Repayment: The loan amount, including interest, will have to be repaid in 60 equal monthly instalments.
पात्रता
- The applicant must be a woman from a nomadic or denotified caste.
- The applicant's family annual income limit for income eligibility will be up to ₹3,00,000/- (with effect from 1/4/2018).
- The applicant's age should be at least 21 years and not more than 50 years as on the date of application.
- The applicant must have experience in a technical and skilled trade/business.
Preference/Priority/Reservation/Relaxation:
At least 50% of the total loan amount will be allocated for families having an annual income of up to ₹1,50,000/-.
अर्ज कसा करावा
Online
Step 1: Visit the Official Portal
- Go to the Official Website Gujarat Nomadic and Denotified Tribes Development Corporation. - Scroll down on the homepage, find the "New Swarnim Yojana" and click on "Apply Now".
- You will be directed to the application form.
Step 2: Access and Fill Out the Application Form
- Complete all sections under "Applicant information," including full name, father/husband's name, gender, complete address details, contact numbers, Aadhaar No., parents/husband/guardian occupation and income details. Also provide Date of Birth, Age, Caste, and Subspecies. Also, if you are disabled and provide a percentage.
- For each applicable qualification (SSC, HSC, Diploma, Degree, Graduation), tick the checkbox and fill in the Degree, Board/University Name, Academic year, and Percentage obtained.
- Fill in details about the college/institution admitted to, university affiliation, course name, enrollment number, organisation address, website, course duration (in years and semester), and date of admission.
- Specify who accredited the course/institution, their name, and address. Proof of accreditation must be submitted.
- Select "Yes" or "No" for "Have you obtained admission through government-mandated admission?".
- If staying in a hostel, provide the Hostel name, Hostel address, and Hostel contact number.
- Fill in the requested loan amounts for Admission Fee, Tuition Fee, Examination Fee, Hostel Fee, Estimated cost of books/stationery, and Other fees.
- List details of any physical assets owned (land, house, government property, NCC, LIC, KVP, etc.).
- Indicate if anyone in the family works in a government/private sector job. If "Yes," provide Name, Designation, Place, and Salary details.
- Fill in the Bank Account Number, select the Bank Name from the dropdown, provide the Branch Name, Name as per Account, select Bank Account Type (Saving/Current), and enter the MICR Code and IFSC Code.
Step 3: Review and Final Submission
- Carefully review each module. Use the preview option to examine the application before final submission. Fill out the provided "CAPTCHA" and Click on “Submit”.
Track and Review Status
- Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
- Go to the Official Website Gujarat Nomadic and Denotified Tribes Development Corporation. - Scroll down and locate the Know App Status. Click on "Know App Status".
- Select the Scheme name, Enter App No., and Birth Date. Fill out the Captcha and click on Submit.
आवश्यक कागदपत्रे
- Aadhaar Card.
- Ration Card.
- Domicile Certificate.
- Caste Certificate.
- Passport-size Photograph.
- Proof of Technical and Skilled Trade/Business Experience.
- Collateral Documents.
- Bank Account Details.
वारंवार विचारले जाणारे प्रश्न
- What is the main purpose of this scheme?
This special new scheme aims for the economic upliftment of women from nomadic and denotified castes living below the poverty line, helping them achieve self-employment with dignity.
- What kind of business or occupation can I choose to undertake if I receive a loan under this scheme?
Under this scheme, you will be able to undertake a business or occupation of your choice.
- Who is eligible to apply for a loan under this scheme?
The applicant must be a woman from a nomadic or denotified caste.
- What are the age criteria to apply for this scheme?
The applicant's age should be at least 21 years and not more than 50 years as of the date of application.
- Do I need to have any specific experience to be eligible for this loan?
Yes, the applicant must have experience in a technical and skilled trade or business.
- Will I need to provide any collateral to secure the loan?
Yes, the applicant will have to provide suitable collateral to get the loan.
- What is the interest rate applicable to the loan amount?
The interest rate will be 5% per annum.
- What percentage of the business/occupation amount is provided as a loan under this scheme?
Under this scheme, 100% loan of the business/occupation amount is provided.
- What are the contributions from different entities towards the loan amount?
The loan amount will consist of 95% National Corporation contribution, 5% State Government contribution, and zero beneficiary contribution.
- How long do I have to repay the loan amount, including interest?
The loan amount, including interest, will have to be repaid in 60 equal monthly instalments.
गुजरातमधील आणखी योजना
100% Penalty Mafi Yojana
- The applicant receives 100% waiver on the penalty amount accumulated on pending installments. - The waiver is applicable on all arrears of installments pertaining to old schemes…
तपशील पहा →
100% State Government Divyangjan Term Loan Yojana
Loans ranging from ₹50,000/- to ₹1,00,000/- are disbursed at an annual rate of 6% for a period of 5 years.
तपशील पहा →
6% Interest Subsidy on Loans taken for Vehicle Purchase through Banks
- 6% interest subsidy on bank loans for vehicle purchase. - Loan eligibility range: ₹5,00,000 to ₹20,00,000. <br>
तपशील पहा →
6% Interest Subsidy on Loans taken through Banks for Study Abroad
- Interest subsidy of 6% per annum on loans taken through banks for foreign education. - Maximum subsidy of ₹1,50,000 for 3 years. - Applicable on loans up to ₹25,00,000. <br>
तपशील पहा →