NEW SWARNIMA (Gopalak Nigam)
योजनेविषयी
The New Swarnima Scheme is a financial empowerment initiative by the Gujarat Gopalak Vikas Nigam under the Social Justice and Empowerment Department. It aims to provide 100% loan support to women from the Rabari and Bharwad communities to promote self-employment and entrepreneurship.
Eligible women between the age of 21 and 45 years, with an annual family income up to ₹3 lakh, can receive a loan of up to ₹2 lakh at a subsidized interest rate of 5% per annum to start a business of their choice. The scheme is designed to increase economic independence and livelihood generation among backward class women.
लाभ
- 100% loan assistance provided to eligible women- Loan amount up to ₹2.00 lakh- Interest rate fixed at 5% per annum- Loan can be used to start a business of the beneficiary’s choice- Meant for economically backward women of specific castes- Encourages entrepreneurship and self-reliance
पात्रता
- Be a permanent resident of Gujarat1. Be a woman1. Belong to the Rabari or Bharwad caste1. Belong to a socially and educationally backward class as recognized by the Government of Gujarat1. Be between 21 to 45 years of age1. Have a total annual family income not exceeding ₹3.00 lakh1. Intend to start your own business or self-employment venture using the loan
अर्ज कसा करावा
Online
Step 1: Visit the official DAADC online portal.
Step 2: Register/log in using your credentials.
Step 3: Fill out the application form with accurate personal and scheme-specific details.
Step 4: Upload the required documents and submit.
आवश्यक कागदपत्रे
- Residence/Domicile Certificate of Gujarat1. Caste Certificate **(Rabari or Bharwad)**1. Income Certificate
- Proof of Age (Aadhaar card, Voter ID, Birth Certificate, etc.)1. Bank Passbook or Cancelled Cheque
- Basic Business Proposal (if required)
कोण पात्र नाही
वारंवार विचारले जाणारे प्रश्न
- What is the New Swarnima Scheme?
A loan scheme for Rabari and Bharwad women to start self-employment ventures.
- Who is eligible to apply?
Women from Rabari or Bharwad castes, aged 21–45, with income under ₹3 lakh/year.
- What is the maximum loan amount?
₹2.00 lakh.
- Is there any subsidy or grant in the scheme?
No subsidy, but interest is subsidized at 5% per annum.
- Is collateral required?
No collateral is mentioned in the scheme guidelines.
- Can I use the loan for any type of business?
Yes, any legal small business or trade.
- Can a man apply under this scheme?
No, only eligible women can apply.
- What is the rate of interest?
5% per annum.
- Is it necessary to belong to a backward class?
Yes, only socially and educationally backward Rabari and Bharwad castes.
- Where can I apply?
To apply visit the official DAADC online portal.
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