Mahila Samriddhi Yojana (for women only) GNTDNT
योजनेविषयी
The scheme "Mahila Samriddhi Yojana" by the Social Justice and Empowerment Department, Government of Gujarat, aims to create a microfinance scheme for women of target groups and women entrepreneurs doing independent business to create self-employment for women of nomadic and denotified castes. Under this scheme, women beneficiaries will be able to pursue a business/occupation of their choice. Gujarat Nomadic and Denotified Castes Development Corporation implement the scheme.
लाभ
- The maximum loan limit will be up to ₹1,25,000/-.
- The interest rate will be 4% per annum.
- Under this scheme, 100% loan of the business/occupation amount is provided.
- The loan amount will consist of 95% National Corporation contribution, 5% State Government contribution and zero beneficiary contribution.
Repayment: The loan amount will have to be repaid in 48 equal monthly instalments, including interest.
पात्रता
- The applicant must be a woman from a Nomadic or Denotified Caste.
- The annual income limit of the family for income eligibility will be up to ₹3,00,000/- with effect from 1/4/2018. At least 50 percent of the total loan amount will be allocated for families having an annual income of up to ₹1,50,000/-.
- The applicant's age should be at least 21 years and not more than 50 years as on the date of application.
- The applicant must have experience in a technical and skilled trade/business.
- The applicant will have to provide suitable collateral to get the loan.
अर्ज कसा करावा
Online
Step 1: Visit the Official Portal
- Go to the Official Website Gujarat Nomadic and Denotified Tribes Development Corporation. - Scroll down on the homepage, find the "Mahila Samriddhi Yojana" and click on "Apply Now".
- You will be directed to the application form.
Step 2: Access and Fill Out the Application Form
- Complete all sections under "Applicant information," including full name, father/husband's name, gender, complete address details, contact numbers, Aadhaar No., parents/husband/guardian occupation and income details. Also provide Date of Birth, Age, Caste, and Subspecies. Also, if you are disabled and provide a percentage.
- If you have taken a past loan, select "Yes" or "No". If you selected "Yes", provide loan details (date, amount, paid, remaining) and your account number.
- Provide bank account number, bank name, branch name, name as per account, account type (Saving/Current), MICR code, and IFSC code.
Step 3: Upload Documents
- Go to "Upload Photo" in the menu, then upload your photograph and signature (each file less than 15 KB). Click "Save Photo and Signature"
- Navigate to "Upload Document" in the menu and upload all required files (PDF, JPG, JPEG, PNG only).
Step 4: Review and Final Submission
- Carefully review each module. Use the preview option to examine the application before final submission. Fill out the provided "CAPTCHA" and Click on “Submit”.
Track and Review Status
- Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
- Go to the Official Website Gujarat Nomadic and Denotified Tribes Development Corporation. - Scroll down and locate the Know App Status. Click on "Know App Status".
- Select the Scheme name, Enter App No., and Birth Date. Fill out the Captcha and click on Submit.
आवश्यक कागदपत्रे
- Caste Certificate.
- Income Certificate.
- Age Proof.
- Experience Certificate.
- Collateral Documents.
- Photograph.
- Signature.
वारंवार विचारले जाणारे प्रश्न
- What is the main purpose of the scheme?
The main purpose is to create self-employment for women of Nomadic and Denotified Castes and to support women entrepreneurs doing independent business.
- Am I eligible for this loan if I am a woman from a Nomadic or Denotified Caste?
Yes, the applicant must be a woman from a Nomadic or Denotified Caste to be eligible for this loan.
- What is the maximum age limit to apply for this scheme?
The applicant's age should not be more than 50 years as on the date of application.
- What is the minimum age required to apply for the Mahila Samriddhi Yojana?
The applicant's age should be at least 21 years as on the date of application.
- Is collateral required to get a loan under this scheme?
Yes, the applicant will have to provide suitable collateral to get the loan.
- Do I need any specific experience to be eligible for the loan?
Yes, the applicant must have experience in a technical and skilled trade or business.
- What is the annual interest rate for this loan scheme?
The interest rate will be 4% per annum.
- Does the scheme cover the full amount of my business or occupation?
Yes, under this scheme, 100% loan of the business/occupation amount is provided.
- What is my contribution to the loan amount?
There is zero beneficiary contribution to the loan amount.
- How is the loan amount funded by different entities?
The loan amount consists of 95% National Corporation contribution and 5% State Government contribution.
- Where can I find the application form for the scheme?
You can find the application form by visiting the Official Website of Gujarat Nomadic and Denotified Tribes Development Corporation at https://gndcdconline.gujarat.gov.in/ and clicking on "Apply Now" under "Mahila Samriddhi Yojana."
- How can I track the status of my application after submission?
You will receive an Application ID/Reference Number, which you can use to track the status by visiting the Official Website and clicking on "Know App Status."
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