District Central Cooperative Banks and through its Branches: For Jewel Loan

The "District Central Cooperative Banks and through its Branches: For Jewel Loan" scheme launched by the Co-operation, Food and Consumer Protection Department, Tamil Nadu, allows citizens to obtain loans by pledging their gold and jewelry. The maximum loan amount is ₹1,00,000/- with an interest rate of 12%, subject to changes as per bank policies.

• Access to Loan: Up to ₹1,00,000/-.- Interest Rate: 12% (subject to change).

• The beneficiary should be a resident of Tamil Nadu.
• Loans should be applicable only for Jewel.

Offline

Step-1: The interested applicant should collect the application form from the District Central Cooperative Banks or its branches.
Step-2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).
Step-3: Submit the duly filled and signed application form along with the documents to the concerned authority..
Step-4: Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, a unique identification number (if applicable).

1. Identity proof (Aadhaar, PAN card, etc.).
2. Address proof.
3. Valuation certificate for the pledged jewelry.
4. Any other documents (if required).