Atma Nirbhar Bagwani Yojana
About Atma Nirbhar Bagwani Yojana
Atma Nirbhar Bagwani Yojana is an umbrella scheme wherein all the schemes are subsumed under a bank-linked credit subsidy scheme, which will have a time-bound implementation and participation from various stakeholders – Government, Bank, Project Consultants, and Progressive Farmers. The beneficiaries under the scheme will be eligible for 45% subsidy from the Government of Arunachal Pradesh, 45% bank finance, and 10% beneficiary's contribution. The beneficiary will have to provide collateral security in the shape of land/property or an acceptable guarantee for a loan amount exceeding 1.6 Lakhs in case of individuals and 10 lakhs for SHGs/FPOs. Under this scheme, the following components are included for availing a bank loan:
ArecanutPineappleAvocadoDragon FruitOrangeBananaGuavaTractorPower TillerBrush Cutter
Benefits
- Atmanirbhar Bagwani Yojna is basically meant for the cultivation of fruits like apples, walnut, orange, kiwi, and persimmon.
- The line of credit will be provided by the State Bank Of India, Arunachal Pradesh Rural Bank, and Arunachal Pradesh Cooperative Apex Bank.
- 45 percent will be given by the government subsidy, 45 percent as bank loan and 10 percent will be contributed by the farmer.
- There is no collateral for loans up to Rs 1.60 lakh.
- For SHGs, no collateral is needed up to Rs 10 lakhs.
Who is Eligible
The applicant must be a resident and farmer of Arunachal Pradesh.
How to Apply
Offline
The interested farmer/SHG/FPO is required to submit their duly filled application form and
proposai along with a self-attested passport size photograph to the Horticulture Development Office in their
respective Circle during the Office working hours to avail the scheme.
Application Form:
https://cdn.s3waas.gov.in/s3819f46e52c25763a55cc642422644317/uploads/2022/05/2022052453.pdf
Documents Required
- Aadhaar Card
- Voter Card
- Residential Certificate
- A valid Bank Account
Frequently Asked Questions
- What is Atma Nirbhar Bagwani Yojana (ANBY)?
Atma Nirbhar Bagwani Yojana is an umbrella scheme launched by the Government of Arunachal Pradesh to promote horticulture and self-reliance through a bank-linked credit subsidy model involving government, banks, consultants, and farmers.
- Who is eligible to apply for this scheme?
Only residents and farmers of Arunachal Pradesh are eligible to apply.
- What is the financial structure of the scheme?
The scheme provides:
- 45% Government Subsidy
- 45% Bank Loan
- 10% Beneficiary Contribution
- Is collateral required for availing the loan?
- No collateral is required for loans up to ₹1.6 lakh (individuals) and ₹10 lakh (SHGs/FPOs).
- For amounts above this, land/property or an acceptable guarantee must be provided.
- Which banks are participating in this scheme?
- State Bank of India (SBI)
- Arunachal Pradesh Rural Bank (APRB)
- Arunachal Pradesh State Cooperative Apex Bank
- What kind of crops and equipment are covered under this scheme?
Eligible components include:
- Fruits: Arecanut, Pineapple, Avocado, Dragon Fruit, Orange, Banana, Guava
- Machinery: Tractor, Power Tiller, Brush Cutter
(Apples, Kiwi, Walnut, and Persimmon are also encouraged)
- What is the objective of this scheme?
To encourage commercial horticulture, increase farmer income, reduce dependency on external markets, and improve local production.
- What is the mode of application?
The application process is offline. Applicants must submit their forms to the District Horticulture Office.
- Is land ownership mandatory for this scheme?
No. According to the government, land documents like LPC (Land Possession Certificate) are not mandatory for availing the loan.
- Are SHGs and FPOs eligible?
Yes. Self Help Groups (SHGs) and Farmer Producer Organizations (FPOs) can apply, and have a higher limit for collateral-free loans up to ₹10 lakh.
- Is there a time limit for implementation?
Yes, the scheme is time-bound and implemented in a phased manner across districts with deadlines for each financial year.
- Who will support in implementing the scheme?
The scheme involves multiple stakeholders, including the government, banks, project consultants, and progressive farmers for guidance and execution.
More Schemes in Arunachal Pradesh
Advance For Purchase Or Construction Of House (APB&OCWWB)
1. Under this scheme, cash assistance of ₹1.00 lakh is to be given to the registered workers.
View Details →
Arunachal Pradesh Entrepreneurship Challenge
1. **Financial:** Top 50 entrepreneurs will be selected for the Incubation and Pre-Incubation programs facilitated by the IIM Calcutta Innovation Park. Out of these, the top 10…
View Details →
Arunachal Pradesh State Stipend Scheme
**Tangible Benefits:** - Monthly Stipend for the duration of the course (except vacation periods). - Initial Book Grant for the first year. - Subsequent Book Grant for the…
View Details →
Arun Pig Development Scheme
View Details →